IndiaFirst Life Growth of Life Dreams Plus Plan

Key Benefits:

A. Choice of 2 Plan Options – Immediate Income and Deferred Income

Start receiving income from as early as the end of the 1^st policy month or defer your income depending on your needs

B. Guaranteed Long Term Income

The Growth of Life Dreams Plus Plan provides financial security for your loved ones. Comprehensive life cover and income is available for up to 100 years

C. Life Insurance Cover

Secure your family’s future with a life cover throughout the policy term

D. Earn Bonuses every year

The Plan enables you to participate in company profits through Terminal Bonus, if any and Terminal Bonus, if declared.

E. Goal Protection Benefit (GPB)

Policy benefits will continue to the nominee in the event of the Life Assured’s death.

F. Save the Date’ feature

Choose to receive your annual income on a specific date that is special to you or your loved ones

G. Special Discount for Women

Female lives are eligible to receive a discount on first year premium

H. Tax benefits

Available on the premiums paid and benefits received as per prevailing tax laws

• Flexibility to opt for long-term income (20/30/40 years) or whole life.
• Goal Protection Benefit (GPB) in which Policy Benefit continue for the nominee on the Life Assured’s death
• Flexibility to take Long Term income or whole life
• Flexibility to choose Life cover option up to 11x.

Age at Entry:

• Minimum: 90 days (for limited terms) / 18 years (for whole life)
• Maximum: 55 years (without GPB) / 50 years (with GPB)

● Age at Maturity

• Minimum: 20 years
• Maximum: 100 years (without GPB) / 90 years (with GPB)

Premium Payment Terms (PPT, in years)

Policy Term

• 20 / 30 / 40 years or Whole Life till age 100 (depending on option)

Premium Payment Frequency and Minimum Premium (₹)

• Single Pay: ₹5,00,000
• Yearly: ₹48,000
• Half-Yearly: ₹24,500
• Quarterly: ₹12,500
• Monthly: ₹4,500

Sum Assured (in ₹)

• No fixed upper limit. Based on chosen death benefit multiple and underwriting policy

Death Benefit

Death Benefit	Option	Age at Entry	Single Pay	Limited Pay*
	With GPB	Age 50 years and above only	-	5x
		Less than age 50 years	-	7x
	Without GPB	Age 50 years and above only	1.1x	5x/11x
		Less than age 50 years	1.25x	7x/11x

*Death Benefit multiples are multiples of Annualized Premium

For details on charges, please refer brochure on IndiaFirst Life Website www.indiafirstlife.com

IndiaFirst Life Insurance Company Limited, IRDAI Regn No.143, CIN: U66010MH2008PLC183679, Address: 12th & 13th floor, North Tower, Building 4, Nesco IT Park, Nesco Centre, Western Express Highway, Goregaon (East), Mumbai – 400 063. Toll free No – 18002098700. IndiaFirst Life Insurance Company Limited is only the name of the Life Insurance Company and IndiaFirst Life Growth of Life Dreams Plus Plan (UIN 143N102V01) is only the name of the Life Insurance Product and does not in any way indicate the quality of the contract, its future prospects, or returns. For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding the sale. Trade logo displayed above belongs to our promoter M/S Bank of Baroda and is used by IndiaFirst Life Insurance Co. Ltd under License