Super Star

• Freeze your age: Lock in your age and keep your premiums young until you make a claim
• Limitless Loyalty Bonus: 100% Additional SI for each renewal (irrespective of claim) without any upper limit
• Unlimited Restoration of Sum Insured: Up to 100% SI, unlimited times in a policy year for related and unrelated illness for subsequent hospitalisation and triggers on partial/full utilisation of SI
• Sum Insured Multiplier: Insured can combine & utilise the annual SI of base policy across the policy term. Applicable only for long term policies.
• Health Booster: 100% of base SI is additionally provided, for every 7 consecutive claim-free years
• Grace Period Cover: Coverage during grace period for policies due for renewal
• Premium Return: If no in-patient claim for 5 years, 1st year premium of base policy will be refunded
• Quick Shield: Claims related to the following pre-existing diseases will be covered starting from the 31st day after the first purchase of the base policy: (a) Type 2 Diabetes (b) Hypertension (c) Hyperlipidemia (d) Asthma (e) Coronary Artery Disease with PTCA done more than 1 year prior (optional)
• Future Shield: Provides continuity benefit for all waiting periods served by the insured member to the spouse added (optional)
• Limitless Care: One unlimited claim cover in a lifetime of the base policy for in patient/day care treatment. Available from 10 lakh Sum Insured (optional)

• Health Questionnaire Discount: Get up to 10% discount at inception and renewal by taking lifestyle and habit-related health questionnaires.
• Early Renewal Discount: 2.5% discount if renewed 30 days before the premium due date.
• Wellness Discount: Wellness rewards up to 20% on renewal premium.
• Long-Term discount: Avail a 10% discount on the 2nd-year premium, 12.5% discount on the 3rd-year premium, 14% discount on the 4th-year premium, and 16% discount on the 5th-year premium.

• Obesity and weight-control treatment Costs are excluded.
• Expenses for the Dietary supplements and substances are not included.
• Expenses for the treatment of alcoholism, drugs or substance abuse are excluded.
• Super Star health insurance does not include vaccination expenses.
• It excludes the expenses for the treatments for injuries due to hazardous or adventure sports.
• This health insurance does not include the costs of cosmetic or plastic surgery.
• Unproven treatment expenses are excluded.
• Intentional self-injury costs are not included.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2025 to 31/03/2028 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.