Standalone Health Insurance

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  • family health optima insurance plan Thumbnail

    Super Star

    Freeze your age: Lock in your age and keep your premiums young until you make a claim. Limitless Loyalty Bonus: 100% Additional SI for each renewal (irrespective of claim) without any upper limit

    • Unlimited Restoration of Sum Insured: Up to 100% SI, unlimited times in a policy year for related and unrelated illness for subsequent hospitalisation and triggers on partial/full utilisation of SI
    • Sum Insured Multiplier: Insured can combine & utilise the annual SI of base policy across the policy term. Applicable only for long term policies. Health Booster: 100% of base SI is additionally provided, for every 7 consecutive claim-free years
    • Health Booster: 100% of base SI is additionally provided, for every 7 consecutive claim-free years. Premium Return: If no in-patient claim for 5 years, 1st year premium of base policy will be refunded
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    Star Health Assure Insurance Policy

    Health Check-up Assure: Covered up to limits based on Sum Insured chosen. Automatic Restoration of Sum Insured: Unlimited times, up to 100% each time, on partial/full utilization

    • Treatment for Chronic Severe Refractory Asthma: payable up to 10% of Sum Insured not exceeding Rs.5 lakhs per policy period per policy year.
    • Assisted Reproduction Treatment: Covered up to limits based on Sum Insured chosen. Assisted Reproduction Treatment: Covered up to limits based on Sum Insured chosen
    • Rehabilitation & Pain Management: Sub-limit or up to 20% of SI, whichever is less, per policy year
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    Personal Accident

    Stress free living with coverage up to INR 10 Cr.

    • Cashless coverage for accidental inpatient hospitalization.
    • Child Education & Support Lump sum payout for child education along with education counseling and placement support.
    • Monthly Needs Benefit Lump sum payout for 3 months in case of accidents leading to death, PTD, PPD, coma or burns.
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    Health Recharge

    COVERAGE Up to INR 95 Lacs. E-CONSULTATION: Unlimited tele / online consultations

    • EASY CONVERTIBILITY: Convert your policy to an indemnity policy (without deductible) post 5 years (2)
    • PRE & POST HOSPITALISATION MEDICAL EXPENSES: Covered up to Sum Insured
    • DAY CARE TREATMENTS: Coverage for all day care treatments up to sum insured
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    Senior First

    ReAssure - ReAssure Benefit will trigger after the 1st claim itself. It is unlimited. Each claim will be up to the base sum insured.Health check-up – Starting from day 1. Only on cashless basis.

    • No sub-limits on common health condition Like cataract, joint replacements, cancer or any other common health conditions
    • No mandatory pre-issuance medical tests** Safeguard (Add On) – Coverage for non-payables items (^^).
    • Annual Aggregate Deductible (Optional) - If deductible is opted, then co-payment will not apply
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    ReAssure 2.0

    Lock the Clock (1) - Save as you age. Pay as per entry age, until you claim. ReAssure Forever (2) - Turns on after 1 claim. Unlimited times and forever.

    • Booster+ (3) - Don’t lose what you don’t use. Carry forward the balance sum insured.
    • Safeguard+ (4) - All non-payables covered (5). Live Healthy (6) - Up to 30% discount on renewal premium basis step count.
    • Hospitalisation covered for 2 or more hours. (11)
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    Senior Citizens Red Carpet Health Insurance Policy

    Covers to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime.

    • Senior citizens aged between 60 to 75 years.
    • No pre-insurance medical test required.
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    Star Cancer Care Gold (Pilot Product)

    An insurance plan (on pilot basis) for Cancer affected lives covering risk of recurrence/Spreading of Cancer (metastasis)/second cancer (second malignancy) unrelated to first cancer.

    • First ever health insurance product for persons diagnosed with Cancer.
    • Limited period offer.
  • star cardiac care insurance policy SpotlightBanner

    Star Cardiac Care Insurance Policy

    This policy is for a person who has undergone for the first time the named surgery/intervention/correction for existing Cardiac diseases.

    • This policy has two Plan options-mGold Plan and Silver Plan.
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    Star Travel Protect Insurance Policy

    A Comprehensive health plan that ensures the best of service while you are travelling. With Star Health, simply take off and leave your worries behind.

    • Personal accident cover.
    • Emergency medical expenses.
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    Super Surplus Insurance Policy

    Star Health brings you Super Surplus Insurance. It offers much larger coverage than the ones offered by basic plans.

    • No pre-acceptance medical screening required.

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