OUR COMMITMENT
Banking That Enables Climate-Positive Choices
Bank of Baroda believes that financial products have the
power to shape a sustainable
future. Every
loan, deposit, and investment can be a climate decision.
50%Renewable energy
financing of total energy sector financing by
2029
75%Scope
1
and Scope 2
emissions reduction by 2034
Net
ZeroAspiration to
achieve net-zero emissions across operations by
2057
Clean Mobility
bob Green Wheel
Electric vehicle (EV) financing for
4-wheelers — individuals,
corporates,
and fleets
adopting EVs.
RateConcessional (up to 0.15%
off)
FinancingUp
to 90%
TenureUp to
84 months
⚡50%
concession
on processing
charges
Apply
Now →
MSME Circular Economy
BOB MSE Spice
bob Earth Circular Economy Scheme for
Micro & Small Enterprises to
adopt
sustainable
practices.
Max
Project₹50
Lakh
Subsidy25%
capital subsidy
(Plant & Machinery)
SecurityCollateral-free
(CGTMSE)
♻️Reduced
margin
& relaxed
CGTMSE norms
Apply
Now →
Sustainable Living
BOB Green Home Loan
Finance purchase or construction of
certified green homes with
preferential rates for
eco-certified housing.
RateFrom
7.20% p.a.
AmountUp to
₹10
Crore/unit
TenureUp to
30 years
🏡
Green homes use 30–50% less
energy on average
Apply
Now →
Eco-Friendly Banking
bob Bhoomi RuPay Select Debit Card
Eco-friendly debit card crafted from
recycled PVC (rPVC) to reduce
plastic footprint
for savings/current account holders.
Issuance
Fee₹500 +
Taxes
Annual
Fee1st
year free; ₹500
+ Taxes from 2nd year
NetworkRuPay
Select
🌱Made from
recycled PVC —
reduce plastic waste
Apply
Now →
Green Savings
BOB Earth Green Term Deposit
Promote environment-friendly initiatives
by funding green projects.
Open
to
individuals, minors, joint accounts, clubs &
associations.
RateUp to
7.15% p.a.
Min
Deposit₹5,000
(Callable)
Max
Deposit₹10
Crore
💰100% of
funds
allocated
exclusively to green projects
Open
Account →
Solar Energy
PM-Surya Ghar Yojana (Composite)
Fresh Home Loan combined with Rooftop
Solar system installation for
resident
individuals with residential property.
RateFrom
5.75% p.a.
FinancingUp
to 90%
TenureUp to
120 months
☀️Central
subsidy up to
₹78,000 (MNRE guidelines)
Apply
Now →
Solar Energy
PM-Surya Ghar Yojana (Standalone)
Standalone Rooftop Solar installation
loan for existing homeowners
owning
a house or
terrace.
RateFrom
5.75% p.a.
FinancingUp
to 90% of project
cost
TenureUp to
120 months
☀️Central
subsidy up to
₹78,000 available
Apply
Now →
Future Energy
bob Green Hydrogen Financing
Supports the National Green Hydrogen
Mission by financing eco-friendly
hydrogen
technology for enterprises and projects.
EligibilityGreen Hydrogen
producers
AmountProject-based
(customised)
PurposeGreen
H₂ production
& technology
🌿Aligned with
India's
National Green Hydrogen Mission
Apply
Now →
Renewable Energy
Solar Projects Finance
Finance for grid-connected solar power
projects
(Rooftop/Ground-mounted)
for MSMEs,
corporates, and project developers.
Min
Amount₹10
Lakh
Max
Amount₹30
Crore
FacilityTerm
Loan
⚡Captive solar
projects — cut
energy costs & carbon footprint
Apply
Now →
Rural Clean Energy
Gobar Gas / Biogas Plant Financing
Establishment of biogas plants using
local biomass for farmers and
rural
entrepreneurs.
EligibilityFarmers &
rural entrepreneurs
MarginNil up
to ₹1L; 15%
above
AmountAs per
project
cost
🌾Clean
cooking
fuel &
organic manure for rural households
Apply
Now →
Sustainable Agriculture
Protected Cultivation Finance
Hi-tech agriculture finance for
polyhouses, greenhouses, and shade nets
for farmers,
FPOs, and corporate farmers.
EligibilityFarmers, FPOs,
corporate farmers
AmountNeed-based (no
ceiling)
BenefitHigher
yield,
year-round production
🌿Efficient
resource use &
year-round quality horticulture
Apply
Now →
Energy Efficiency
Baroda Energy Efficiency Project (BEEP)
Finance for energy efficiency projects
for ESCOs and host entities —
Micro & Small
enterprises.
EligibilityMicro & Small
Enterprises
CollateralMin
25% of loan
amount
DSRA3 months
EMI
upfront
🏭Energy-efficient MSMEs can
cut energy bills by 25–40%
Apply
Now →
Clean Fuel
Compressed Bio-Gas (CBG) Finance
Finance for CBG plants under the SATAT
initiative for entrepreneurs
with
Letter of
Intent from Oil Marketing Companies.
Min
Capacity2.0
Tons/day CBG
Plant
EligibilityEntrepreneurs with
OMC LOI
RateCompetitive Rate of
Interest
🔋Sustainable
alternative
transportation fuel — SATAT initiative
Apply
Now →
Organic Agriculture
bob Green Krishi
Finance for certified organic crop
production and maintenance for
farmers
practicing
certified organic cultivation.
Min
Loan₹5,000
Max
LoanNo
ceiling
BenefitLower
interest for
certified organic farmers
🌱Covers
conversion, input,
certification & cultivation costs
Apply
Now →