Announcement for shifting branch premises of Bank of Baroda, Doliya Branch, Ta. Sayla, Dist. Surendranagar
Bank announces Financial Results for Quarter ended, 30th June 2026.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
31 Oct 2022
Purpose
Take advantage of an interest-free period
Eligibility
Track your spends for Reward points
Monitor Associated Charges
Never withdraw cash through your credit card
Lost/misplaced/stolen credit card
Card details privacy
Always pay Total Due and not just Minimum Due
Credit cards are a boon for instant money, especially in case of emergencies. However, always use them responsibly. Pay your credit card bill timely, ensure you purchase according to your credit limit, avoid overspending, and more. Be fully aware of credit card usage and be careful while using a credit card.
Banks and other financial institutions in India offer several categories of credit cards. There are various types of Bank of Baroda Credit Cards, including Everyday Shopping Cards, Co-brand cards for specific needs like Travel, Shopping, etc., Card for Privileged Professionals, Specially designed cards for Defence personnel, Business cards and more. You can either apply for a BoB credit card online at www.bobfinancial.com or by visiting any BoB nearest branch. Here are the points to be kept in mind while applying for a credit card.
You must always settle your mind and decide on your purpose before applying for a credit card so you can use it wisely and also enjoy all of its benefits properly. For instance, you may choose BoB Easy & Select Credit Card for everyday shopping benefits, BoB Premier Card for travel benefits, and if you are looking to experience endless luxury, you may apply for BoB Eterna Credit Card!
Generally, banks and other credit card companies offer an interest-free period. With BoB Credit Cards, you get upto 50-days of interest-free credit period on all purchases. This means, no interest on card purchases for this period, however, just ensure you pay your bill on time to get a refill on your credit limit.
Before applying for a credit card, make sure you fulfill the credit card eligibility such as your age & income fixed by the card issuance company. Discover the BoB Credit Card of your choice and know all the guidelines at BoB Financial site.
Depending on your card type, you earn reward points on every purchase. On all BoB Credit Cards, you get reward points on your purchases which are redeemable as cashback. You should apply for a credit card that comes with lucrative rewards and discounts, however, never overspend just to earn these reward points.
You may have to pay various associated charges such as Annual fees, late payment fees, balance transfers fees, charges for a cash advance, fees for increasing credit limit, etc. Make sure you have enquired about these charges in advance. Always check your monthly credit card statement to monitor the interest rate and charges levied on you.
Cash withdrawals from your credit card will incur both one-time fees plus high-interest charges. Therefore, take out cash via credit card only when you are in dire need.
If your credit card is stolen, misplaced, or lost, you must immediately report it to your bank and inform them. After verifying your credit card number and other details, they will instantly block your credit card, securing it against any misuse by fraudsters.
You must keep your credit card details like credit card number and PIN confidential and never share these details with anyone to ensure safe and secure purchases.
If you can comfortably pay the total outstanding dues on your credit cards, always prefer to do it. If you pay only the minimum due, there will be extra charges to pay as well, including late payment fee, and interest on outstanding dues. You can pay your BoB credit card bills using multiple options, like InstaPay, Net banking, Auto debit, etc. Learn more on our website: www.bobfinancial.com
The contents of this article/infographic/picture/video are meant solely for information purposes and do not necessarily reflect the views of Bank of Baroda. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Bank of Baroda and/ or its Affiliates and its subsidiaries make no representation as to the accuracy; completeness or reliability of any information contained herein or otherwise provided and hereby disclaim any liability with regard to the same. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Bank of Baroda or its affiliates to any licensing or registration requirements. Bank of Baroda shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
With technology filling gaps in the banking sector, digital savings accounts are answers to long winding queues and endless document verifications needed for savings accounts. In the words of Brett King CEO and co-founder of Moven, 'Banking has to work when and where you need it,' and that is the exact purpose that a digital savings account serves. Liberating you from tedious procedures, digital banking, first through internet banking and now through smart mobile banking apps, has redefined banking concepts. Saving accounts can be opened instantly with all banking features embedded in an app, your account is at your command, without the requirement of a physical presence at the branch. Supported by strong government and RBI initiatives, digital-first solutions have ushered in a new digital age in banking. It is banking with added features and more customer convenience features as compared to regular savings accounts.
Digital economy creates many new economic opportunities. It can help improve economic and social outcomes, and be a force for innovation and productivity growth. Government of India’s Digital India programme aims to transform India into a digitally empowered society and knowledge economy.
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