Bank announces Financial Results for Quarter ended, 30th June 2026.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
A Credit Card, for a selected life.
A contactless credit card that brings to you multiple benefits such as 5X i.e. 5 Reward Points for every Rs. 100 spent on dining, utility bills, online spends and 1 Reward Points for every Rs. 100 spent on other categories. Enjoy fuel surcharge waiver** and zero annual fees basis card usage*
Spend 7,500 within 60 days and 70,000 in a year, for reversal/waiver of annual fees.
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000 (Maximum Rs. 250 per statement cycle).
Note- No Reward Points are earned on fuel transactions
Redeem your reward points as cashback and other exciting options
Convert purchase of > Rs. 2,500 on your card into easy EMIs of 6/12 months.
*Please note: 5X Rewards are capped at 1,000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate.
**Please note: The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
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Frequently Asked Questions (FAQs)
A credit card is an instrument that allows you to make instant purchases for various goods & services, for which you can pay later. The credit card account is assigned a credit limit which can be utilized to the extent of the available limit on the card. On repayment of monthly dues on the credit card by the given Payment Due Date the credit limit will be restored. Credit card offers the flexibility to make transactions, independent of the balance available in your bank account & up to your monthly credit limit.
You can apply online by from this page or by visiting https://www.bobcard.co.in/, next click on Apply Now under the desired card variant & follow the below 3 steps:
You can also visit any of your nearest Bank of Baroda branches & meet our authorized representative.
Use BOBCARD for:
Visit BOBCARD’s website at https://www.bobcard.co.in/ & visit the desired product page to check your eligibility and apply for BOBCARD.
BOBCARDs are broadly classified as follows -
For details on BOBCARD – visit https://www.bobcard.co.in/.
BOBCARD can issue only 1 Credit Card to every eligible applicant, however on it’s discretion can also offer Additional Card through it’s Customer Portal or BOBCARD Mobile App.
The easiest way to pay Credit Card bills is to link your BOBCARD in bobworld app & pay directly through your bank account. Alternatively, you can also download BOBCARD app & pay using the enabled options on or before due date.
Of course, yes. Please keep in mind that you must first enable your BOBCARD for foreign transactions.
No. Certain credit card transactions are not permitted, and one of them is the transfer of funds to a bank account.
In case of any theft, unauthorized transaction or fear of fraudulent use on your card, you can permanently block your card using any of the options -
Every card comes with a sub-limit for cash withdrawals, you can use your card up to that amount for cash withdrawal at the ATM using your credit card. You can confirm your cash limit by calling customer service number printed on your credit card
You can redeem your credit card reward points up to the maximum reward points capping every statement cycle using bobcard app or by logging in to customer portal.
You can use BOBCARD App or log in to Customer Portal to check if you’re eligible for a Credit Limit enhancement based on your spends & repayment behavior. Simply go to My Card Services / Actions & select the tab ‘Limit Enhancement ‘
The bank determines the credit card limit based on monthly income, source of income, existing debts, approved card variant and performance on past repayments (if any).
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