Invitation Of Applications For Empanelment Of Advocates/ Firms On Banks Panel
Bank announces Financial Results for Quarter ended, 31th December 2025.
Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
MCLR rate w.e.f from 12.04.2026
Base Rate(per Annum) effective from 12.05.2025 is 9.45% p.a.
BPLR effective from 12.05.2025 is 13.75 % p.a.
Rate of Interest on various Retail Loans Linked with Baroda Repo Linked Lending Rate [BRLLR] w.e.f. 06.12.2025
In terms of guidelines issued by Reserve Bank of India regarding implementation of External Benchmark Based Lending rates. Bank has introduced Baroda Repo Linked Lending Rate (BRLLR) in respect of all Retail Lending products w.e.f 01.10.2019
RATE OF INTEREST ON VARIOUS LOANS LINKED WITH BARODA REPO LINKED LENDING RATE (BRLLR)- w.e.f. 06.12.2025
For Retail Loans applicable BRLLR is 7.90% w.e.f. 06.12.2025 (Current RBI Repo Rate: 5.25% + MarkUp/Base Spread 2.65%).
Please contact your base branch for conversion of Rate of Interest from MCLR to BRLLR
Browse By:
Floating Rate:
BRLLR – 0.70% to BRLLR + 1.05%
BRLLR – 0.45% to BRLLR + 1.30%
BRLLR – 0.20% to BRLLR + 1.55%
* Note:
Fixed Rate:
BRLLR + 1.00% to BRLLR + 2.05%
BRLLR + 1.10% to BRLLR + 2.05%
BRLLR + 1.25% to BRLLR + 2.30%
BRLLR + 1.35% to BRLLR + 2.30%
BRLLR + 1.50% to BRLLR + 2.55%
BRLLR + 1.60% to BRLLR + 2.55%
Note
Note:
Fixed rate to be charges at 2% above applicable floating ROI.
Floating Rates:
Fixed Rates:
If the borrower provides minimum 100% security. ROI applicable would be BRLLR + 2.65% : 10.80% (Concession of 0.20%)
If the borrower provides minimum 100% security. ROI applicable would be BRLLR + 2.85% : 11.00% (Concession of 0.20%)
Floating Rate: (For Fixed Rate; kindly visit 'Interest Rate linked to MCLR' section.)
Additional 0.10% concession in rate of interest (both fixed and floating) will be given to those customers, who opts for group credit life insurance.
Note : Additional concession of 25 bps in rate of interest for loans to owners of Branch / office premises leased to Bank of Baroda.
Rate of Interest for Retail Loans based on Marginal Cost of Funds Based Lending Rate (MCLR) w.e.f. 01.04.2016.
In terms of RBI guidelines, effective from 01.04.2016, pricing of all rupee loans and advances linked to Marginal Cost of Funds Based Lending Rate (MCLR).
Rate of Interest under all Retail Loans are linked to 1 year MCLR from 1st April, 2016.
Existing borrowers of the Bank shall have an option to switch over from Base Rate system to interest rates linked to MCLR (other than Fixed Rate Loans). Borrowers willing to switch over to the MCLR based interest rate may contact the respective branch.
Fixed Rate: (For Floating Rate; kindly visit 'Interest Rate linked to BRLLR' section.)
Rate of Interest for Retail Loans linked to Base Rate
Baroda Home Improvement Loan
Baroda Additional Assured Advance (AAA) (Resident / NRIs / PIOs)
Baroda Traders Loan (irrespective of loan limit/OD/TL)
Baroda Loan to Doctors
Baroda Salary Advantage Savings Account
Loan against FCNR (B) Deposits:- (w.e.f. 19.07.2010)
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