Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
Bank announces Financial Results for Quarter ended, 30th September 2025.
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Education is one of the most important goals in life. Take the leap and follow your dream university rather than contemplating about it. Our simple yet effective online tool will help your exciting journey with the exact breakdown of the EMI amount.
Check the education loan EMI calculator before applying for an education loan.
Amount:
Rate of Interest (%):
Loan Terms (monthly):
Monthly Payment
Frequently Asked Questions (FAQs)
The bank allows the borrower to pay off the loan amount in Equated Monthly Instalments (EMI), along with the interest decided by the bank.
The EMI amount is [P x R x (1+R) ^N]/[(1+R) ^N-1]
wherein
You can calculate EMI on education loan by using find Bank of Baroda's Education Loan EMI Calculator.
An electronic calculator for education loans uses a mathematical formula built into the software to perform calculations. In order to calculate the EMI, the calculator will use the data you enter. In less than a minute, you can therefore get an accurate EMI figure!
All you need to do is provide the necessary loan-related information. You only need to enter information like the offered loan amount, interest rate, and tenure when using the Bank of Baroda Education Loan EMI Calculator. By adjusting the sliders, you can do that. The calculator will instantly display your monthly EMI payment.
The banks and financial institutions mention the criteria for applying for an education loan. You can check a tab named “ Eligibility ” for that particular education loan. Here, a student's merit and earning potential is also a factor.
To compare loan offers, use the Bank of Baroda Education Loan EMI Calculator. All you have to do is enter various term sets into the calculator. This will display the EMI payment amount due for each term. It will assist you in comparing loans and selecting terms that suit your financial needs and capacity.
At Bank of Baroda, you can apply for different Education Loans as per the level of education pursued. The education loan amounts offered for a few are as follows:
Know more about our education loan offerings by clicking here.
Through EMIs, you can pay back the amount of your education loan. Both the principal balance and the interest owed may be paid with the EMI payment. With Bank of Baroda, you can benefit from simple EMI options to quickly pay off your education loans.
Yes, if you have used an education loan, you are eligible to claim tax deductions under the Income Tax Act of 1961. You may deduct all of your interest payments made during a fiscal year under Section 80E of the Act. There is no limit to the deduction you can claim. However, a few restrictions outlined in the section apply to this benefit.
Bank of Baroda provides a variety of education loans because it understands the value of education at all levels. Education loans from Bank of Baroda are available for all levels of study, including technical training and higher education. Additionally, Bank of Baroda provides large loan amounts at competitive interest rates. Parents and students alike benefit from Bank of Baroda's education loans because of their flexible repayment terms and simple procedures.
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