Banking Mantra

REAL HOMES. REAL CLAIMS

17 Sep 2026

Back to all Infographics


Real Homes Real Claims In Unforeseen Scenarios, Home Insurance Helps You Rebuild.

From natural forces to unexpected incidents, homes are exposed to many risks. Here are real claim examples of our customers that demonstrates how home insurance protects Bank’s portfolio along with customers home & belongings.

Fire due to Short Circuit Ahmedabad

Cause of Loss

Fire due to short circuit from home appliance

City

Ahmedabad

Loss Reported On

26/11/2025

Claim Settled On

06/01/2026

Claim Amount

₹ 5,26,867

Time to Settle

41 days

Annual Premium

₹ 1,350

Thunderstorm Chennai

Cause of Loss

Thunderstorm

City

Chennai

Loss Reported On

31/10/2025

Claim Settled On

27/11/2025

Claim Amount

₹ 82,688

Time to Settle

27 days

Annual Premium

₹ 710

Fire, Burglary after Fire & Content Damage Delhi

Cause of Loss

Fire, burglary after fire and content damage

City

Delhi

Loss Reported On

29/08/2025

Claim Settled On

10/12/2025

Claim Amount

₹ 7,97,405

Time to Settle

73 days

Annual Premium

₹ 1,188

Key Takeaways

Covers Major Risks

Fire, natural calamities, theft and more

Financial Protection

Recover unexpected losses without financial strain

Quick Support

Hassle-free claim process and timely settlement

Peace of Mind

Because your home is your peaceful abode

Avail Home Insurance instantly in Smartsure^ / bobWorld

^ https://bobworldsmartsure.bankofbaroda.co.in/login

Read more

Popular Infographics

  • Disclaimer

    The contents of this article/infographic/picture/video are meant solely for information purposes and do not necessarily reflect the views of Bank of Baroda. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Bank of Baroda and/ or its Affiliates and its subsidiaries make no representation as to the accuracy; completeness or reliability of any information contained herein or otherwise provided and hereby disclaim any liability with regard to the same. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Bank of Baroda or its affiliates to any licensing or registration requirements. Bank of Baroda shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

Understanding Market Volatility: Meaning, Causes & How to Manage It

Travel Insurance: Importance, Coverage & Benefits Explained

Add this website to home screen

Are you Bank of Baroda Customer?

Yes No

Request Call Back

PM-Surya Ghar Yojana -Standalone

X
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.