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Products

  • Accounts
  • Digital Banking Products
  • Loans
  • Digital Loans
BankofBaroda Accounts

Accounts

Bank of Baroda offers different type of accounts to meet your financial goals and secure your future. Choose from our wide range of deposit products that are specifically designed to keep your unique requirements in mind.

  • Saving Accounts
  • Current Accounts
  • Fixed Deposit

bob Advantage Saving Account

Flexible and easy-to-operate option for all. As the simplest form of deposit available to customers, this savings accounts is among the most popular type of bank deposits.

bob Platinum Saving Bank Account

An account for high net worth individuals are account holders. Customers benefit Benefits include a free personalized VISA Platinum Chip Debit Card with cash withdrawal of Rs. 1,00,000 per day.

bob Super Savings Account

The product is in the nature of a superior Savings Bank Account with added value propositions to high value residential customers. The product is available at Metro and Urban centres.

bob Jeevan Suraksha Saving Account

Accounts can be opened in single name as well as in joint names (maximum two) and both the account holders can also be covered under insurance subject to submission of requisite papers and payment of premium in respect of both the account holders

bob ADVANTAGE Current Account

A current account that offers a wide range of benefits to both, rural and urban customers, such as free mobile and internet banking and a low minimum quarterly average balance.

bob PREMIUM Current Account

A current account that includes unlimited chequebooks, free signature verification, free account statements twice a month, and discounts on demand draft and banker’s cheque facilities.

bob SUPREME Current Account

The key features of this current account include unlimited chequebooks, free signature verification and 25% discount of Auto Loan Processing Charges & 10% discount of Retail Loan (Home, Education, Mortgage Loans) Processing Charges are in the name of proprietor, firm and company.

bob Start-up Current Account

A company working towards innovation, development, or improvement of products or processes or services, or having a scalable business model with a high potential of employment generation or wealth creation can hold this current account.

bob SDP - A Recurring Deposit Scheme

Open a Systematic Deposit Plan (formerly Recurring Deposit) with Bank of Baroda and create a habit of saving regularly. The monthly instalments on SDP (formerly RD) especially, encourage new investors to set aside money throughout the year.

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that pays monthly interest to give you a fixed income every month to meet your expenses. You can invest funds that are lying idle in a regular monthly income plan that will provide a degree of income certainty every month.

Quarterly Income Plan (QIP)

Provides you the comfort of liquidity along with a security of your money being in safe hands. Does not demand any extra formalities enabling you to withdraw as much as 95% of the deposit amount.

bob Tax Saving Fixed Deposit Account

Invest for long and get more on our Term deposit. Make your return immune to interest rate fluctuation, Baroda Tax Savings Term Deposit Account. Beneficial rates for senior citizens.

Capital Gain Account Scheme, 1988

The Capital Gain Account Scheme helps you avail tax exemptions from capital gains, with two types of accounts, savings and term deposit accounts. Comes with nomination facility and minimum principal amount of Rs.1000.

Digital Banking Products

Bank of Baroda provides various digital products like ATM, debit card, mobile banking , internet banking, etc. to make your banking experience smooth and save time & money. These products help customer in banking without actually walking into the branch.

  • Cards
  • Instant Banking
  • Merchant Payment Solutions

Debit Cards

Choose the Bank of Baroda debit card that best meets your needs from a variety of debit cards and ATM cards to earn rewards. Apply for a debit card online!

Prepaid Cards

Get a variety of Baroda prepaid cards like gift cards, travel cards, virtual cards, and more. Visit the Bank of Baroda website and apply for prepaid cards online!

Credit Cards

Credit Cards Online: Avail from our range of credit cards and enjoy the rewards and benefits. Choose a type of credit card that suits you and apply online!

bob World

This app brings 190+ services of banking world at your fingertips - right from simple balance enquiry to cardless cash withdrawal facility.

bob World Business

bob World Business is a complete digital solution to meet the banking needs of Retail Merchant, Traders, MSME & Corporate Customers in a single platform.

bob इ Pay

A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA). Remember: You do not need to remember your account number details.

bob World Digital Rupee

Introducing the digital Rupee (e₹) : Central Bank Digital Currency (CBDC)

Programmable - CBDC

PCBDC use case “Merchant Loyalty/Cashback program". Disbursement of Programmable CBDC to any Bank’s CBDC customer with defined purpose through NPCI

WhatsApp Banking

Say 'Hello' to Bank of Baroda - Now on Whatsapp. A message on whatsapp can get you updates on your account balance, etc. Experience convenience in availing banking services with safety and security.

bob World Internet Banking

Bank of Baroda has created few easy steps to access your bank account. You can view your bank balance, FD status, manage multiple accounts while also being able to transfer funds virtually, among many other services.

bob इ Pay | Hello UPI

bob इ Pay| Hello UPI is a service that allows users to provide input via voice commands to access UPI services through IVR

bob World Merchant (POS)

POS machines have now been handling more tasks than ever. This machine that used to accept just card-based payments through swipe and dip mode, can now process payments with the ease of Tap & Pay and QR scanning also.

bob World Merchant UPI QR Sound Box

Baroda DigiNext

BarodaINSTA SmartTrade

A one point solution with advanced capabilities for our trade finance customers facilitating all Foreign & Inland trade transactions and Fx Remittances for individuals, enabling them online access for initiating transaction requests and ensures better governance with enhanced security and controls.

Bharat Connect

BBPS is an interoperable bill payment service to customers through a network of agents, allows multiple payment modes providing instant confirmation of payment.

Bhim Aadhaar Baroda Pay

A digital payment acceptance solution, allows customers to pay for their purchases directly from their bank accounts. Created for retail merchants who can accept payments with the help of android and biometric devices.

bob World Merchant Gateway

Receive a payment online from any debit/credit card, UPI (VPA & QR code), wallet, or net banking for more than 34+ banks. This service is called ‘bob World Merchant Gateway’ (Internet Payment Gateway).

BankofBaroda Loans

Loans

List of bank's authorised venders for Overdue Collection Activities Bank of Baroda offers a wide range of loans to meet your diverse needs. Whether the need is for a house, child's education, our unique and need specific loans will enable you to convert your dreams to realities.

  • Home Loans
  • Vehicle Loan
  • Education Loan

Baroda Home Loan

Home loan packed with multiple benefits for all aspiring homeowners.

Baroda Max Savings Home Loan

Get finance for your dream home and avail maximum benefit of interest.

Baroda Home Loan Takeover Scheme

Switch your existing home loans and avail various exclusive benefits.

Home Improvement Loan

Upgrade your residence with home renovation loans from Bank of Baroda.

Baroda Pre-Approved Home Loan

Get in-principle approval for home loan, even prior to the purchase.

Baroda Flexi Loan over Home security

An additional loan facility extended to home loan borrowers.

Baroda Home Suvidha Personal Loan

A scheme for financing various costs associated to home purchase.

Credit Risk Guarantee Fund Scheme for Low Income Housing

The scheme offers credit risk guarantee on behalf of EWS and LIG group.

Baroda Auto Loan for Pre-owned Car

Own the car of your choice

Baroda Car Loan

Own the car of your choice

Baroda Two Wheeler Loan

Purchase a bike of your choice

Baroda Vidya

Loan given out to parents for school education in any recognized school

Baroda Gyan

Loan specifically designed for Indian students pursuing graduation, post-graduation, or any other professional courses in India.

Baroda Scholar

Loan for MBA, MCA, MS, and other notified courses that help with job creation

Baroda Education Loan to Students of Premier Institutions

Loan to Indian nationals who secured admission into premier educational institutions in India

Skill Loan Scheme

Loan designed for students pursuing technical courses.

Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services

Government of India Interest Subsidy Schemes for Education Loan

Interest Subsidy Schemes for Education Loan

Baroda Education Loan for EDP being offered by Premier Institutions in India

Loan for EDP being offered by Premier Institutions in India

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

Loan given for executive development programmes abroad.

BankofBaroda Loans

Digital Loans

Digital Loans from Bank of Baroda offer a quick and easy solution to all your urgent financial needs. Say goodbye to tedious paperwork and endless waiting times. Apply for Digital Loans effortlessly from the comfort of your home or while on the move using just your smartphone or computer.

  • Digital Retail Loan
  • Digital Agriculture Loan
  • Digital MSME Loan

Baroda Digital Personal Loan

Baroda Digital Car Loan

Baroda Loan to Pensioners

Baroda Digital Education Loan

Retail Gold Loan

Check out our competitive rates and service charge for different types of loans.

  • baroda home loan icon

    7.20% P.A.*

    Baroda Home Loan

  • baroda car loan icon

    7.90% P.A.*

    Baroda Car Loan

  • baroda education loan icon

    6.85% P.A.*

    Baroda Education Loan

  • baroda personal loan icon

    10.15% P.A.*

    Baroda Personal Loan

* APR as Low and T&C Apply

Exclusive Offers

exclusive offers

Gain access to many exciting offers & trending deals on various bob World Debit & Credit Cards.

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Banking Mantra
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Official Blog of Bank of Baroda
From banking services to the latest financial news, get all the useful information here.

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    Essential Tax Saving Options and Investments for Salaried Individuals

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