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Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Discover your carbon footprint, understand your lifestyle impact, and start your journey toward a more sustainable future with Bank of Baroda.
Every action you take today shapes the world of tomorrow.
Calculate your personal carbon footprint across transport, energy, food, water, and waste in minutes.
Get personalized, actionable recommendations that fit your lifestyle and help cut emissions where it matters most.
Support verified climate projects — tree planting, clean energy, and nature restoration — to balance remaining emissions.
Bank of Baroda's green finance ecosystem connects your sustainability commitments to real financial solutions — from solar rooftop loans to EV finance and green home loans.
Join thousands of Bank of Baroda customers already on their climate journey. It takes less than 5 minutes.
Answer a few questions about your lifestyle to discover your personal carbon footprint.
How do you typically get around? Enter your monthly usage.
Choose how you travel! Click the emoji that matches your ride! 🚗🚌🚲
Average petrol car emits ~0.15 kg CO₂/km
Great choice! EVs reduce road emissions significantly.
One domestic flight ≈ 0.25t CO₂e on average
Long-haul flights are one of the highest-impact activities.
Trains are one of the lowest-carbon ways to travel.
Your home's energy use is a major source of carbon emissions.
Let's check how your home uses energy! 💡🔌☀️
India's grid emits ~0.82 kg CO₂/kWh on average (CEA)
Installing solar can reduce your home footprint by 50–90%.
What you eat has a significant impact on your carbon footprint.
What kinds of food do you eat? 🥦🍓🍗
Plant-rich diets typically emit 50–70% less than meat-heavy diets.
Food waste in landfills produces methane, a potent greenhouse gas.
Water treatment and heating consumes energy and contributes to emissions.
Let's check how you use water! 🚿☔💧
How you manage waste directly affects methane and other emissions.
How do you sort your trash? ♻️🗑️🌱
Your carbon emissions translate into real-world impacts. Here's what your footprint means.
To help you visualize your impact, your annual carbon emissions are equivalent to:
Portfolio basis: Bank of Baroda's aggregate Green Deposit portfolio of ₹1,164.44 Crore.
Calculation: Deposit (₹) × 0.000013569 = Climate Impact (tCO₂e).
Methodology: Impact is derived from the portfolio's reported environmental outcomes of 158,000 tCO₂e.
Disclaimer: This is portfolio-level attribution. Individual deposits are pooled to finance eligible green projects and do not constitute a personal carbon offset.
See how your Green Deposit contributes to Bank of Baroda's climate finance portfolio.
Portfolio attribution only. Individual deposits finance eligible green projects but do not constitute a personal carbon offset.
You completed your green assessment. Let's see what kind of planet buddy you are!
Super fast and super clean! You travel light and protect your home.
Actionable steps tailored to your lifestyle — sorted by impact, effort, and cost.
Replace two car trips per week with bus, metro, or train travel.
Generate clean electricity at home and reduce grid dependence significantly.
LED bulbs use 75% less energy than incandescent lights and last 25× longer.
Transitioning from a petrol car to an EV eliminates direct road emissions.
Even partial reduction in meat intake meaningfully lowers food emissions.
Composting prevents organic waste from going to landfill and generating methane.
Shorter showers reduce hot water energy use and total water consumption.
Each degree lower increases energy use by 6–8%. Setting 24°C is still comfortable and saves significantly.
Understanding regulatory carbon markets, the national trading scheme, and climate action paths.
Carbon offsetting is a climate action mechanism where individuals, businesses, or organizations compensate for their greenhouse gas (CO₂) emissions by supporting projects that reduce, avoid, or remove an equivalent amount of emissions from the atmosphere.
💡 Key Concept: 1 Carbon Credit = 1 tonne of CO₂ equivalent (tCO₂e) reduced or removed.
Offsetting is designed to complement, not replace, direct efforts to reduce emissions at the source.
India's Carbon Credit Trading Scheme (CCTS) is the official government-regulated carbon market established under the Energy Conservation (Amendment) Act, 2022.
Entities register on the Indian Carbon Market (ICM) portal.
Accredited third-party verifiers assess compliance with approved methodologies.
Developers execute the project and monitor emissions reductions.
BEE verifies actual reductions and issues Carbon Credit Certificates (CCCs).
CCCs are traded on regulated power exchanges for price discovery.
The CCTS framework currently supports approved methodologies in renewable energy, green hydrogen, industrial energy efficiency, compressed biogas, landfill methane recovery, mangrove afforestation, and offshore wind.
Established under the Energy Conservation Act, CCTS provides a robust legal foundation and regulatory certainty for carbon trading in India.
Mandatory BEE validation prevents greenwashing and double-counting, ensuring that every credit represents a real, permanent reduction.
Directly structured to help India achieve its NDCs under the Paris Agreement and the target of reaching Net-Zero emissions by 2070.
Under CERC oversight on power exchanges, the scheme guarantees market-driven price discovery and protects against manipulation.
Aligns domestic industries with global policies (e.g. EU CBAM), helping Indian manufacturers verify credentials for competitive trade.
Requires projects to demonstrate environmental and social co-benefits, supporting the UN SDGs and rural communities.
For detailed guidelines, approved methodologies, and technical documents, please refer to the official government portals:
The Indian Carbon Market portal registration and certificate trading features are rolling out in phases. Direct offset mechanisms and public registry access are undergoing active deployment. Stay tuned as trading features become fully operational.
Individual Offsetting Status: Direct individual retail offsetting is not yet open on the government portal. Under the current CCTS guidelines, trading of Carbon Credit Certificates (CCCs) requires registration with the official ICM Registry (run by Grid Controller of India) and is transacted via designated power exchanges. Individuals wishing to offset their carbon footprint in the meantime can support climate initiatives through verified voluntary carbon offset platforms.
How grown-ups and kids can clean up pollution and protect nature!
Imagine Earth is like a giant bathtub. When we drive petrol cars or use electricity made from coal, it's like adding dirty water to the tub. If we add too much, it will overflow!
Carbon offsetting is like opening the drain and adding clean water! We do special good things for Earth — like planting trees or building solar panels — that clean up the pollution we make.
CCTS stands for Carbon Credit Trading Scheme. Think of it as India's official Planet Protection Club run by the government! When people do super good things for Earth, the government gives them "Thank You Points" (Carbon Credits) to say great job!
The government makes sure the clean-up is real. Scientists check the math to make sure the pollution is actually gone! No cheating allowed! ✅
It helps India reach its big, important goal of stopping extra pollution completely by the year 2070. It's a giant team effort! 🇮🇳
The government makes sure that earning points doesn't hurt animals, plants, or families. It keeps projects safe. 🐾
Climate change is a global problem. Having an official club helps India team up and share good ideas with other countries! 🌍
One tree can clean up pollution from cars driving 26,000 miles in its lifetime!
Turning off one light you're not using saves enough energy to watch TV for 3 hours!
Remember: Every small action matters! You are never too young to be an Earth Hero! 🌟💚
If you want to show your parents where to learn more about the Planet Protection Club, tell them to visit these official government websites:
While you are doing your part by saving energy at home, ask your mom or dad to look at the official Planet Protection Club (CCTS) website! The government is working on special ways for families to offset their carbon footprint directly. Ask your parents to stay tuned for when these new options roll out, and you can build a green future together! 🌟💚
Financial products designed to accelerate your sustainability journey — from solar loans to green deposits.
Bank of Baroda believes that financial products have the power to shape a sustainable future. Every loan, deposit, and investment can be a climate decision.
Electric vehicle (EV) financing for 4-wheelers — individuals, corporates, and fleets adopting EVs.
bob Earth Circular Economy Scheme for Micro & Small Enterprises to adopt sustainable practices.
Finance purchase or construction of certified green homes with preferential rates for eco-certified housing.
Eco-friendly debit card crafted from recycled PVC (rPVC) to reduce plastic footprint for savings/current account holders.
Promote environment-friendly initiatives by funding green projects. Open to individuals, minors, joint accounts, clubs & associations.
Fresh Home Loan combined with Rooftop Solar system installation for resident individuals with residential property.
Standalone Rooftop Solar installation loan for existing homeowners owning a house or terrace.
Supports the National Green Hydrogen Mission by financing eco-friendly hydrogen technology for enterprises and projects.
Finance for grid-connected solar power projects (Rooftop/Ground-mounted) for MSMEs, corporates, and project developers.
Establishment of biogas plants using local biomass for farmers and rural entrepreneurs.
Hi-tech agriculture finance for polyhouses, greenhouses, and shade nets for farmers, FPOs, and corporate farmers.
Finance for energy efficiency projects for ESCOs and host entities — Micro & Small enterprises.
Finance for CBG plants under the SATAT initiative for entrepreneurs with Letter of Intent from Oil Marketing Companies.
Finance for certified organic crop production and maintenance for farmers practicing certified organic cultivation.
Our team is ready to assist you with any queries about Bank of Baroda's green finance offerings.
Track your progress from awareness to climate leadership. Every action moves the needle.
Full PDF breakdown of your emissions by category with benchmarks.
Your personalized roadmap to climate neutrality with timelines.
Verified proof of your carbon offset contributions with project details.
Every step you take creates a ripple. Continue measuring, reducing, and offsetting to become a true Climate Champion with Bank of Baroda.
Verified conversion rates mapped to international standards, perfectly matching our calculator engine.
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