Bank announces Financial Results for Quarter ended, 31th December 2025.
Mobile Number in account will be Mandatory for the issuance of Personalized Cheque Book
As an enhanced security measure, our official Corporate Website has migrated to a new domain : https://bankofbaroda.bank.in
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
The sun is an excellent representation of what Bank of Baroda stands for, its far reaching rays dispel darkness to illuminate everything they touch. Baroda Radiance embodies the aura and brilliance of the Sun representing an exclusive, reliable and client-centric partner addressing composite financial requirements of our elite clientele.
A team of certified and experienced wealth management professionals will help you devise a customized financial planning program, tailor made especially for you. Being an esteemed Baroda Radiance client grants you access to a team of wealth management professionals who work together for delivering cutting edge financial solutions to you.
Baroda Radiance assures you a joyful and memorable wealth creation journey.
Your personal single point of contact for your all banking needs
Customer Service Managers for all your service needs
Wealth Strategist for customized financial planning strategies
We are pleased to present to you, Baroda Radiance Wealth Management, a scientifically oriented and professionally managed Financial planning platform which endeavours to be a one-stop solution for your wealth management requirements. As has been the legacy of Bank of Baroda, the objective of this initiative is to be the partner and to partner with you in your wealth creation journey.
116 years legacy of client centricity. 153 Million clients across 17 countries have reposed their faith in us for generations.
Each financial plan is unique and recommended based on the macro-economic trends, investor's goals and profile, asset allocation matrix, product appropriateness, etc.
Our recommendations & financial plans are based on strong, in-house research capabilities which help us generate superior portfolio performance for our clients.
Access the Baroda Radiance Lounges & Business Centres to make or review your financial plan or to conduct your business meetings in luxury.
• Can add your family relationships (up to 5 member accounts) into 'Radiance'; subject to higher threshold of INR 50 Lacs QAB provided primary member maintains minimum INR 30 Lacs QAB. • Uniform Radiance privileges applies to all accounts now in the group.
Baroda Radiance comes built in with exclusive privileges ranging from unique experiences to travel advantages, priority service and preferred pricing. Only for you, only with Baroda Radiance!
Stay privileged, Stay Rewarded
Please maintain the required TRV(total relationship value) in your account to continue enjoying uninterrupted premium benefits of Baroda Radiance Proposition. Please contact your Relationship manager/Home branch for more details.
Frequently Asked Questions (FAQs)
In a bank or other financial institution, a savings account is a deposit account that pays interest. Although the interest rates on these accounts are typically not as high as those on savings accounts, their dependability and safety make them a fantastic choice for keeping cash on hand for urgent needs.
To open a savings bank account, a resident must be at least 10 years old, independent readers and writers, individually or jointly competent to enter into a contract, and possessing valid KYC documents. A savings bank account can be opened by foreigners and Hindu Undivided Families. Savings accounts can be opened alone or with a partner, and the operating instructions can include either the survivor, the former or the survivor, anyone, or the survivor, etc.
By visiting the closest branch and bringing a valid KYC document, you can open a savings account at Bank of Baroda. You can also open an account through the bank's website or mobile app.
There are various savings account types that are suitable for all types of people, including members of the salaried class, businesspeople, self-employed people, professionals, business executives, housewives, minors over the age of 10, etc.
The range of bank interest rates on the saving account varies as per the slabs of the outstanding amount. Please visit the interest rates section of our website for the latest rates offered.
Valid KYC documents are the key requirements for opening a savings bank account.
The minimum balance for the Bank of Baroda saving account varies, depending upon the scheme selected for opening the account.
All customers can choose from a wide variety of flexible and simple-to-use savings account options from Bank of Baroda, which places a priority on providing excellent customer service.
Bank of Baroda is an accessible and very practical savings bank account thanks to all these advantages.
There is no upper limit for depositing money in a savings account.
On a daily basis, savings bank account interest is calculated using the daily closing balance in the account at the rates as per the savings interest, and the interest amount will be rounded to the nearest rupee.
Interest is computed daily for each product and credited to accounts every three months. The Bank's quarters are May–July, August–October, November–January, and February–April for this purpose. Within 15 days of the end of the quarter, interest is credited to the account. However, when crediting interest, the value date effect as of the first of the month is given.
Every quarter, in the months of February, May, August, and November of each year, interest will be credited to the account.
Have a quick look between the difference below:
The term "savings account" refers to a type of demand deposit that is subject to limitations on the number of withdrawals and the dollar amounts that the Bank will permit during any given period.
Current accounts are a type of demand deposit from which withdrawals are permitted as many times as desired, subject to the account's balance or a predetermined limit
Yes, anybody can open a Bank of Baroda zero balance account.
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