Faqs Page BG

Frequently Asked Questions (FAQs)

  • How can I check the balance available on my Baroda Reloadable Card?

    You can enquire balance available on your Reloadable CBard by using the ank’s website and/or calling our 24-hour customer care toll-free number 1800 102 5627 by giving card number and identification.

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  • Whether account with Bank of Baroda is needed to purchase Baroda TravelEasy Card?

    Baroda TravelEasy Card can be purchased by Indian Residents holding our Bank’s account as well other persons not holding account with Bank of Baroda. Person desirous of travelling abroad can visit identified branch of Bank of Baroda and purchase a Baroda TravelEasy Card over the counter. Proper KYC is needed for both, the Bank account holders as well as walk-in customers.

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  • How would I get my bonus shares or other non-cash entitlements?

    The concerned company obtains the details of beneficiary holders and their holdings as on the date of the book closure/record date from NSDL. Your entitlement will be credited by the company directly into your NSDL depository account.

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  • What are the limits and how to increase them?

    For IMPS/NEFT, per day limits is Rs. 2 Lakhs (Rs. 50,000 per transaction)

    For Third-Party, per day limit is Rs. 1 Lakh (Rs. 50,000 per transaction)

    No limit on self-linked accounts.

    In case of requirement of higher limits, register for Baroda Connect (Internet Banking) through m-Connect+. .

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  • Can I lend the securities lying in my account?

    Yes. You can lend your securities through Intermediaries approved by SEBI.

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  • Is permission of Reserve Bank required for NRIs to invest in proprietary/partnership concerns on non-repatriation basis?

    No. Reserve Bank has granted general permission to NRIs to invest by ways of capital contribution in any proprietary or partnership concern in India on a non-repatriation basis, provided the investee’s concern is not engaged in any agricultural/plantation activity or real estate business. This facility is, however, not available to OCBs.

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  • What is collect request of BHIM Baroda Pay

    The UPI Collect request is sent to the customer on his registered virtual payment address for which the customer also receives a mobile notification, intimating him that a UPI Collect request has been sent to him. The recipient of the money raises a collect request. Once the request is accepted, the payment is complete after entering UPI PIN by the customer and the recipient account is credited. One can choose to receive money immediately or in the future by choosing the time(Minimum 30 minutes and Maximum 45 days)

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  • Is there any additional incentive for BCs during this difficult period?

    Yes, to encourage the BC agents to extend their continued services during this difficult period, bank has decided to incentivize them by paying Rs. 100/- per day to every active BC agents towards transportation, etc for extending services from 10:00 AM to 5:00 PM by performing minimum 5 transactions. This facility will be available till 14.04.2020

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  • Is collateral security required?

    No collaterals/third-party guarantee for loans up to Rs. 100 lakhs which are covered under CGTMSE. For other accounts which are not covered under CGTMSE, the Bank may stipulate collaterals as per Bank’s guidelines.

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  • Can NRIs bring silver into India?

    Yes. NRIs can bring to India silver up to 100 kgs as part of their personal baggage.

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  • Whether takeover of loans are allowed in BOB ?
    • Yes, takeover of loans are allowed in BOB. Decision on takeover of loans is made after scrutinizing loan applications on different Financial & Non – Financial Parameters of the borrowers

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  • Are term finance and working capital finance is sanctioned by the Bank?

    Yes. Both term finance and working capital facilities are sanctioned by the Bank

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  • how to get a car loan?

    You can apply for Car Loan through any of the below mentioned modes-(1) Branch [you can find our nearest Branch through Branch Locator available on our website (2) Car Loan Processing Cells avialble at Mumbai, Ahmedabad, Bareilly & Patna (3) Online application through - our website (4) Through missed call at 8467001133 (5) by calling Toll Free No. 1800 5700 & 1800 5000 (6) SMS AL Space (Name) to 8422009988 (7) if you are existing customer of the Bank, you can also apply using Mobile Banking (BOB WORLD) & Net Banking facility.

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  • Who can have?
    • All savings bank, super savings bank, current account (sole proprietorship & individuals) and OD account against LIC/NSC/FD customers, including NRI customers.
    • Minors of 15 years of age and above maintaining savings account singly.
    • Savings bank customers having joint accounts provided operating instructions are ‘payable to either or survivor’

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  • Can a returning Indian desiring to go abroad again for employment, business, or vocation transfer his funds in RFC account to NRE/FCNR account?

    Yes

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  • Q: Can I visit the nearest BOB branch and withdraw cash,

    You can withdraw cash from the nearest branch with a cheque

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  • What does Impact damage of any kind means?

    Impact damage of any kind means damage caused by impact, or collision caused by, any external physical object (e.g. vehicle, falling trees, aircraft, wall etc.).It is similar to the traditional accidental damage.

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  • What are the essential services available under Mobile Banking?

    Fund transfer (Within Bank/NEFT/IMPS/PPF/SSA).

    Recharge (mobile/DTH/Recharge)

    Bill Payment (Electricity/Gas/Water/Telecom/Insurance/Tax/Credit Card)

    Cash on Mobile (Withdrawal of cash from ATM without ATM Card).

    Various other services such as are also available for customers to fully utilise the Mobile Banking channel.http://www.archive.bankofbaroda.in/writereaddata/images/pdf/Services-Offered-04-01-2019.pdf

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  • How to apply for Baroda Vidya loan?

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