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Open your Fixed Deposit Online with High Interest Rate and Flexible Tenure

Simple Steps for Opening FD of New Customers

Easy Application Process

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Transfer Funds

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Key Benefits

Guaranteed Rate of Return

Watch your money grow faster with competitive interest rates.

Flexible Tenures

Choose a tenure that suits your financial goals, from short-term to long-term.

Easy Liquidation

Access your funds quickly and conveniently with minimal penalties.

Loans Against FDs

Utilize loans or overdrafts against your FDs for financial emergencies or other needs.

FD Calculator

  • Type of Customer:

  • Type of Fixed Deposit:

    Cumulative
    • Reinvestment (Cumulative)
    • Quarterly Payout
    • Monthly Payout
    • Short Term Deposit
  • Date of Fixed Deposit:

  • Amount of Fixed Deposit:

Tenure

  • Select Tenure:

  • Year:

    0
    10
    0
  • Months:

    0
    11
    0
  • Days:

    0
    29
    7
  • Days:

Maturity Details

Maturity Value

5,004
  • Maturity Date 21 May 2025
  • Aggregate Interest Amount ₹4
  • Rate of Interest (%) 4.25
  • Note: This is an approximate value. The final value may differ.

Fixed Deposits (Callable)

Domestic Term Deposits including NRO Deposits below ₹ 3.00 Crores, ROI in % [Fresh & Renewal] - (w.e.f 12-06-2025)

Tenors Residents / General Public Resident Indian Sr. Citizen Resident Super Senior Citizen
7 days to 14 days 3.50 4.00* 4.00*
15 days to 45 days 3.50 4.00* 4.00*
46 days to 90 days 5.00 5.50* 5.50*
91 days to 180 days 5.00 5.50* 5.50*
181 days to 210 days 5.50 6.00* 6.00*
211 days to 270 days 5.75 6.25* 6.25*
271 days & above and less than 1 year 6.00 6.50* 6.50*
1 year 6.10 6.60* 6.60*
Above 1 year to 400 days 6.25 6.75* 6.85$
Above 400 days and upto 2 Years (except 444 Days) 6.25 6.75* 6.85 $
Above 2 Years and upto 3 Years 6.25 6.75* 6.85 $
Above 3 Years and upto 5 Years 6.30 6.90 # 7.00 $
Above 5 Years and upto 10 Years 6.00 7.00** 7.00**
Above 10 years (MACAD
only)
5.00 6.00* 6.00*
bob Square Drive Deposit Scheme (444 Days) 6.45 6.95* 7.05$

(* incl. additional ROI 0.50% for RTD upto 3 Years and additional ROI 0.50% for Above 10 Years, # incl. additional ROI of 0.50+0.10 for RTD above 3 Years and upto 5 Years w.e.f 05.05.2025, ** incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens and $ includes 0.10% for Resident Super Senior Citizens for Deposits above 1 year and upto 5 years.)

Savings for Future

Retirement Planning

Retirement Planning

Secure your golden years with a stable and reliable investment.

Children's Education

Children’s Education

Build a fund for your child’s future academic pursuits.

Family Vacations

Family Vacations

Save for memorable and enjoyable family getaways.

Diverse Investments

Diverse Investments

Explore various investment opportunities with the stability of an FD.

Frequently Asked Questions

FAQ Illustration
+ What is meant by a fixed deposit?
The amount of the fixed deposit is determined by you. You can keep your money for a few days to several years. A fixed rate of interest in exchange for locking in these funds is credited to your account. When the term ends, you receive the invested principal amount plus maturity interest.
+ Which type of FD is best?
The best FD depends on your financial goals. For long-term saving, tax-saving FDs may be ideal.
+ What is the benefit of a fixed deposit?
Fixed deposits offer guaranteed returns, safety, and flexible tenures.
+ What is a fixed deposit and how does it work?
A fixed deposit is a financial instrument where money is locked in for a fixed period and earns interest.
+ Is a fixed deposit no risk?
FDs are considered low-risk but are not entirely risk-free due to inflation and bank defaults.

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