Invest in Government Securities

Safe… Simple… Direct !!!

  • Benefits
  • Features
  • Eligibility Criteria
  • Documents Required
  • Fees & Charges
  • Terms & Conditions

RBI RETAIL DIRECT SCHEME : Benefits

Zero Fees: Opening and maintaining an RDG account is completely free.

Direct Access: There are no intermediaries, brokers, or fund managers charging management fees or commissions.

Maximum Safety: Since these securities are issued directly by the Government of India or state governments, they carry a sovereign guarantee, making them among the safest investment options in the country.

RBI RETAIL DIRECT SCHEME : Features

Primary Market Auctions: Facilitate participation in non-competitive bidding in Primary G-Sec Auctions through CCIL

Access to Secondary Market for Trading: Individual investors can also access secondary market through NDS-OM RBS Trading System.

Sovereign Gold Bonds (SGBs): Facilitate investing in Sovereign Gold Bonds through CCIL

RBI RETAIL DIRECT SCHEME : Eligibility Criteria

Rupee Bank Account: Active savings account maintained in India.

PAN Card: Permanent Account Number issued by the Income Tax Department.

Officially Valid Document (OVD): Aadhaar, Passport, Voter ID, or Driving License for KYC verification.

Valid Contact Information: Mobile number and email address linked to your bank account.

RBI RETAIL DIRECT SCHEME : Documents Required

Individual can open Retail Direct Gilt Account (RDG) using just PAN, Rupee Savings Account, Email ID and mobile number

RBI RETAIL DIRECT SCHEME : Fees & Charges

No fee will be charged for opening and maintaining ‘Retail Direct Gilt Account’ with RBI. No fee will be charged by the aggregator for submitting bids in the primary auctions. Fee for payment gateway etc, as applicable, will be borne by the registered investor.

RBI RETAIL DIRECT SCHEME : Terms & Conditions

Kindly refer to the website https://rbiretaildirect.org.in for further information

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