WADHAV BRANCH

Bank of Baroda delivered an outstanding performance at Aarohan 2025 - Industry Level Leadership Program, where the team was conferred the Business Project - Innovation Excellence Award for their project “Beyond Automation - Introduction of AI in Contact Centre for Enhanced Customer Experience.” Competing against 17 leading banks, the project showcased the Bank’s technological innovation, customer-centric vision, and strong leadership capability. The award was presented by Shri M. Nagaraju, IAS, Secretary, Department of Financial Services (DFS), in the presence of esteemed jury members and industry leaders. The winning Bank of Baroda team included Mr. Prateek Agnihotri, General Manager; Mr. Rajesh Khanna, General Manager; Mr. Ashwini Kumar, General Manager; Mr. Diwakar Prasad Singh, General Manager; Mr. Girish Kumar Mansani, Dy General Manager; Ms. Neha Sinha, Dy General Manager; Mr. Rajan Kumar, Dy General Manager; and Mr. Anishkumar Kesavan, Dy General Manager. Their collective effort demonstrated the Bank’s commitment to driving innovation and elevating customer experience through AI-driven solutions. #BankofBaroda #Aarohan2025 #InnovationExcellence #Leadership #DigitalBanking #AI #CustomerExperience

Bank of Baroda showcased a strong presence at the CREDAI–BANM Property Expo 2025 held at the CIDCO Exhibition Centre, Vashi, Mumbai, reaffirming its commitment to customer-centric growth and enhanced collaboration with the Real Estate Industry. The Expo was graced by the esteemed presence of Shri Sanjay Vinayak Mudaliar, Executive Director, Bank of Baroda, along with Shri Rajesh Kumar Singh, General Manager, Mortgages & Retail Assets, Bank of Baroda and Shri Sunil Kumar Sharma, General Manager & Zonal Head, Mumbai Zone, Bank of Baroda. The leadership’s presence and strategic guidance significantly strengthened engagement at the event, highlighting the Bank’s sustained focus on growth momentum, customer outreach, and excellence in service delivery. Senior officials from Mumbai Zone, Navi Mumbai Region and Mumbai Metro East were also present. The Bank of Baroda stall witnessed active engagement with customers and visitors. The Bank showcased tailored financial solutions designed to meet evolving homebuyer needs. #BankofBaroda #CREDAIBANM #PropertyExpo2025 #CustomerFirst #LeadershipInAction #BusinessGrowth #Mumbai

We remember the sacrifices they made with deep respect. Their legacy lives on not only in the victory they secured, but in the peace and sovereignty we cherish every day. On this historic Vijay Diwas, we salute the courage of our Armed Forces. #BankofBaroda #VijayDiwas #IndianArmedForces

Congratulations to our Brand Endorser, Ms. Shafali Verma, for winning the Women’s Player of the Month award. Her outstanding performances reflect grit, consistency and excellence at the highest level of the game. Bank of Baroda salutes champions who inspire the nation to rise higher with every achievement. Shafali Verma #BankofBaroda #ShafaliVerma #WomensCricket #ChampionMindset #RisingHigher #CricketIndia

Bank of Baroda participated as the Banking Partner at the Pune International Marathon 2025, held on 7th December 2025. The Bank’s presence at the event generated strong engagement, with participants actively visiting our stall. This reflects our continued commitment to promoting fitness, community engagement, and financial well-being. #PuneInternationalMarathon #BankofBaroda #FitnessWithBoB #Marathon2025 #CommunityEngagement

Bank of Baroda participated in TransUnion CIBIL’s Pragati 2025 - MSME User Group Conference, held on 26th November 2025 at Taj Santacruz, Mumbai. The event centred around the theme “Future of MSME Lending: Digital Rails, Smart Risk & Inclusive Growth,” bringing together senior leaders from prominent MSME-focused banks and financial institutions for a collaborative dialogue on shaping the next era of MSME financing. Representing Bank of Baroda, Mr. Madhur Kumar, CGM - MSME, Co-Lending & Supply Chain Finance, shared impactful insights during the panel on “Catalysing MSMEs for Viksit Bharat.” He highlighted the importance of effective data mining, particularly for PSU Banks to enhance cross-sell, up-sell and borrower retention, while also advocating for a cluster-based approach to provide customised credit structures tailored to MSME needs. The conference concluded with a unified commitment to strengthen MSMEs as engines of resilience, innovation and economic progress, aligning with India’s vision of a self-reliant and prosperous future. #BankofBaroda #MSME #Pragati2025 #TransUnionCIBIL #MSMELending #DigitalFinance #EconomicGrowth #ViksitBharat #FinancialInclusion #DataDrivenLending #ClusterBasedLending #IndiaGrowthStory

Bank of Baroda was the Title Sponsor of the inaugural edition of the Chennai Navy Half Marathon 2025, an event dedicated to promoting health, fitness and socially significant causes such as gender equality, inclusivity, Nari Adishakti, environmental sustainability and a drug-free India, witnessing the enthusiastic participation of over 8,000 runners. The marathon was flagged off by Dr. Debadatta Chand, Managing Director & CEO, Bank of Baroda, along with Rear Admiral Satish Shenai, NM, Flag Officer Commanding Tamil Nadu & Puducherry Naval Area (FOTNA) and Shri M. Annadurai, Executive Director & State Head for Tamil Nadu & Puducherry, Indian Oil Corporation. The event also witnessed the presence of Shri T N Suresh, General Manager & Zonal Head, Chennai Zone, Bank of Baroda, Shri T.M.L Balaji, General Manager & Cluster Head - Mid Corporate Cluster South, Bank of Baroda, and Additional Director General Donny Michael, PTM, TM, Coast Guard Commander (Eastern Seaboard), Indian Coast Guard, who joined in supporting the initiative. With enthusiastic participation from employees, Bank of Baroda reinforced its commitment to fostering fitness, well-being and community development through meaningful sporting initiatives. #BankofBaroda #ChennaiNavyHalfMarathon2025 #IndianNavy #HealthAndFitness #NariAdishakti #Inclusivity #CommunityWellbeing #RunForACause #FitnessForAll #Sustainability #DrugFreeIndia

Dr. Debadatta Chand, Managing Director and CEO, Bank of Baroda, participated in a panel discussion at the Mint Annual BFSI Conclave 2025 - Finance’s Next Frontier, alongside industry leaders and policymakers to discuss India’s evolving financial ecosystem and growth priorities. In his remarks, Dr. Debadatta Chand highlighted the need to expand credit penetration for broad-based economic growth. “Credit is the main driver of the economy. India's credit to GDP ratio is at around 55%, and as the country aspires to meet its 2047 ambitions, we must lift credit penetration to 60-65%. Public sector banks will continue to play a pivotal role, across agri, MSME, and corporate lending. We are seeing demand in the economy. The cut in GST rates has lifted consumer demand, which will translate into investments. As a bank, we are bullish about the economy and we look forward to continuing to play a very large role.” On the digital front, Dr. Chand noted that cybersecurity is the most material risk for the BFSI sector, driven by rising customer-level vulnerabilities, and stressed the importance of coordinated action to strengthen digital trust and financial resilience. “Banks are in a sweet spot. However, the real challenge for the entire banking industry is cyber risk. While banks’ internal systems to deal with cybersecurity have strengthened considerably and are on par with global standards, the concern is at the consumer end. Hence, there is a huge focus within the industry in protecting customers from frauds.” Watch the full discussion: https://www.youtube.com/live/151r1Hft_4Q?si=yyIBFCCMEYSPWGg1 #BankofBaroda #MintBFSIConclave #FinanceLeadership #CreditGrowth #MSMEFinance #CyberSecurity #DigitalTrust #IndiaGrowth

The State Level Bankers' Committee (SLBC), Uttar Pradesh, conducted its review meeting for the quarter ending September 2025 on December 10, 2025. The meeting was held under the chairmanship of Shri Lal Singh, Executive Director, Bank of Baroda and Chairman, SLBC Uttar Pradesh. The meeting witnessed the participation of Dr. Sarika Mohan (IAS), Director General, Directorate of Institutional Finance, Government of Uttar Pradesh; Shri Pankaj Kumar, Regional Director, Reserve Bank of India; Shri Masoom Ali Sarwar (IAS), Secretary, Planning Department, Government of Uttar Pradesh; Shri Sameer (IAS), Special Secretary, Finance Department, Government of Uttar Pradesh; Shri Pawan Kumar (IPS), Deputy Inspector General, Cyber Crime; Shri Pankaj Kumar, Chief General Manager, NABARD; Shri Shailendra Kumar Singh, General Manager and Convener, SLBC Uttar Pradesh; Shri Mithilesh Kumar, General Manager and Zonal Head, Varanasi Zone; along with several senior officials from Central and State Government bodies and various banks. In his address, Shri Lal Singh, Executive Director, Bank of Baroda, urged all banks to extend full cooperation in the effective implementation of various schemes sponsored by the Central and State Governments. The committee carried out a comprehensive review of government-sponsored schemes and discussed a strategic action plan aimed at strengthening the contribution of banking institutions to the economic development of Uttar Pradesh. #BankofBaroda #SLBCUP #BankingSector #UPDevelopment #GovernmentSchemes #FinancialInclusion #EconomicGrowth #BankingInitiatives #BarodaHouse #UPBankingReview

Powering your business growth is a Masterstroke. Choosing the right business loan is also a Masterstroke that drives your success. With the bob Digi Udyam Loan, experience real Masterstroke advantages: ✅ 100% Digital Process ✅ Approval in Minutes Apply for your bob Digi Udyam Loan today. 🔗 https://tinyurl.com/MSME-Digi-Udyam Sachin Tendulkar #BankofBaroda #bobDigiUdyamLoan #SmartFinance #BusinessGrowth #MasterstrokeWithBankofBaroda #DigitalLending #MSMEFinance